3 Tips from Someone With Experience

June 1, 2019

Miscellaneous

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Is your Money Safe with a Credit Union?

Consumers today have several options when it comes to choosing these products and services. Insightful shoppers factor the choices available, rates their preferences so that they can get the right product just for their exact needs. Most consumers do not take time to study the different options as to where they can put their money. The experiences that consumers have had would still not make them switch to banks for their banking options even though their many banking options.

You can bank with IBM Southeast Employees’ Credit Union if the current bank that you are with is not making you happy and giving you reasons to stay.

If you are not still sure whether this is the best option to the bank below is a benefits breakdown why you should bank with IBM Southeast Employees’ Credit Union.

IBM Southeast Employees’ Credit Union is a bank where you get customized to their personalized services as it is a bank for the people by the people with a small membership. At IBM Southeast Employees’ Credit Union keeps the relationship they have with their customers very intimate, they are also invested on the success of their members. Consumers do not have to wait on long queues, or long phone waits as the credit union endeavors to personalize their interaction.

Since this credit union services communities locally they ensure that their ATMs are available throughout however should that be the case a reprieve is offered if a consumer had to travel far to access their money, use this link.

IBM Southeast Employees’ Credit Union give its members voting rights immediately they do their first bank deposit and allow them to operate and own the bank.

Their account fees are low compared to other financial institutions because they are small and can pass their overheads to members.

If we follow the bank rate IBM Southeast Employees’ Credit Union offers free checking which is not the case with other banks not to mention they have dividends and second mortgage interest rates, perks like ATM refunds and cash back. They have low account maintenance, and it is not a must that a member should have high bank balances to forfeit the bank fees charged.

The IBM Southeast Employees’ Credit knows their consumers by their name; here you are not known by your account number only. Their growth has been by leaps and bounds. The technology that is used is as advanced, they have ibmsecu online banking which has the online bill, smart chip cards, mobile check deposit. Let nothing hold you back from taking your money to this bank, open a savings account too, do your research also and be sure.